Personal Savings

Farmers Bank of Milton offers a full line of Saving options to help you achieve your financial goals.   

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Passbook Savings

Saving for a rainy day has never been easier.  Our Passbook account has just that:  a Passbook.  It lets you record your transactions as you or we can update it for you when you’re in one of our offices.  We pay a competitive interest rate and there is no monthly service fee if balance and usage requirements are met.

  • $50.00 Minimum balance to avoid imposition of fees
  • $6.00 Account Fee on Balances of $0.00 to 49.99 

Christmas Club

Our Christmas Club account provides an excellent way to budget your money throughout the year so it’s easier on you when December gets here. Club accounts are available in weekly installments of $5.00, $10.00 and $20.00.

Certificates of Deposit

With an opening deposit of as little as $500.00, a Farmers Bank of Milton Certificate of Deposit is a great way to earn extra interest on your savings.
Higher interest rates are available with deposits of $100,000 or more.

Individual Retirement Accounts

Farmers Bank of Milton offers both Traditional and Roth IRA products to help you save for your retirement. We accept qualified rollovers from pension plans and transfers from other financial institutions with no administration fees. A minimum deposit of $500.00 today can help you enjoy your retirement tomorrow.

See a Customer Service Representative to receive disclosure of account terms and Annual Percentage Yield information for both CD’s and IRAs, if applicable.



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