FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Beginning Tuesday 9/23/25, new enhanced security for online banking will be in effect. Please expect a one time passcode to be sent to your email for transfers greater than $10,000 and any changes made through our online banking.
Business Services
We offer several specialty services for your business including Merchant Processing and Cash Services.
If you have any questions, please feel free to contact us to find out more about our business services.
Merchant Processing
Farmers Bank of Milton offers Merchant Processing services, the ability for our customers to accept credit and debit card Point of Sale (POS) payments whether at the front desk, online or anywhere in between. Farmers Bank of Milton will analyze our customer’s current processing trends and customize to their specific industry and needs. POS hardware can be purchased or leased.
Cash Services are available from Farmers Bank of Milton to all of our retail and commercial customers.
24 hour ATM
Access your money at any of our drive-thru ATM’s at all of our branch locations, PLUS our cash dispensers at the Little Town and Country in Bedford, Kentucky and the American Legion Post 9 in downtown Madison, Indiana.
ATM Cards/Debit Cards
For use at our ATM’s anytime you need it, day or night. Our MasterCard Debit Card works just like a credit card, except the money comes directly out of your account like a check.
When you want to send money safely and securely without disclosing personal information such as your account number and address (up to $1,000).
Official Checks
When you want to send money or pay a bill just a little more securely than just sending a personal check.
U.S. Savings Bonds Redemption
Our representatives will help you calculate the value of your bond(s), process your redemption(s) and either deposit the money directly into your account or present you with payment.
Notary Service
A free service for customers, when you have to have documents legally notarized. There is a nominal fee of $5.00 per item for non-customers.
Store important documents or that precious heirloom securely in a dual-controlled lock box within our vault. Only authorized persons will be granted access to lock boxes. Great-Grandma’s diamond engagement ring couldn’t be any safer. Available at all of our branch locations.
Send funds electronically when time is of the essence. Especially convenient when transferring funds from business to business. Both domestic and international wires available.
Zippered Deposit Bags
Keep your business, YOUR business. Your deposit it centralized and confined, organized and secure within a controlled deposit bag.
For those deposits and other information you don’t want to hold until the next morning. There is an envelope slot for personal customers and at request, we can provide a key for our large item deposit bags. This service is great for businesses that close after normal banking hours and need to secure their daily business proceeds.
