FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Beginning Tuesday 9/23/25, new enhanced security for online banking will be in effect. Please expect a one time passcode to be sent to your email for transfers greater than $10,000 and any changes made through our online banking.
Personal Savings
Farmers Bank of Milton offers a full line of Saving options to help you achieve your financial goals.
Passbook Savings
Saving for a rainy day has never been easier. Our Passbook account has just that: a Passbook. It lets you record your transactions as you or we can update it for you when you’re in one of our offices. We pay a competitive interest rate and there is no monthly service fee if balance and usage requirements are met.
- $50.00 Minimum balance to avoid imposition of fees
- $6.00 Account Fee on Balances of $0.00 to 49.99
Our Christmas Club account provides an excellent way to budget your money throughout the year so it’s easier on you when December gets here. Club accounts are available in weekly installments of $5.00, $10.00 and $20.00.
With an opening deposit of as little as $500.00, a Farmers Bank of Milton Certificate of Deposit is a great way to earn extra interest on your savings.
Higher interest rates are available with deposits of $100,000 or more.
Individual Retirement Accounts
Farmers Bank of Milton offers both Traditional and Roth IRA products to help you save for your retirement. We accept qualified rollovers from pension plans and transfers from other financial institutions with no administration fees. A minimum deposit of $500.00 today can help you enjoy your retirement tomorrow.
See a Customer Service Representative to receive disclosure of account terms and Annual Percentage Yield information for both CD’s and IRAs, if applicable.
