FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Beginning Tuesday 9/23/25, new enhanced security for online banking will be in effect. Please expect a one time passcode to be sent to your email for transfers greater than $10,000 and any changes made through our online banking.
Personal Checking
We offer five personal checking accounts with a variety of options to better fit your needs.
All of our checking accounts include:
- Free Mobile Banking
- Free Online Banking
-
Free Online Bill Pay
- Free E-Statements
Regular Checking
Our Regular Checking account is free as long as minimum balance requirements are met. Customers receive monthly account statements accompanied by check images.
- $100.00 Minimum balance to open an account
- $400.00 Minimum balance to avoid imposition of fees
- $8.00 Account Fee on Balances of $.00-399.99
You can earn interest at a competitive rate with a NOW, Super NOW or Money Market account. By maintaining an average daily balance as listed below* there is no service charge.
Now Account
- $500.00 Minimum balance to open account
- *$8.00 Account Fee for Balances Below $500.00
Super Now Account
- $2,500.00 Minimum balance to open an account
- *$11.00 Account Fee for Balances Below $1,000.00
MMDA
- $2,500.00 Minimum balance to open an account
- *$11.00 Account Fee for Balances Below $1,000.00
Please contact us for interest rate information.
The Club account offers various special services and discounts for one low monthly price. There is no minimum balance on the account and you receive special Club checks free.
Additionally, all Official Checks, Money Orders and Notary Services are available to you at no fee.
Take a look at the available plans below!
Club Account Plan Options
Standard Plan
Club Members receive accidental death insurance in the amount of $10,000 and scheduled airline insurance of $20,000 are provided on the account. They also receive a Savers Club Book for many restaurants and hotels across the U.S., car rental discounts, movie theatre discounts, theme park discounts as well as discounts on services you can use every day. All of this is provided for only $7.00 per month!
Family Plan
For $9.00 a month, the Family Plan provides all of the great benefits of the Standard Plan as well??? as well as $20,000 accidental death insurance for members, $2,500 for spouse and each individual dependent child and $100,000 coverage when traveling by air.
All persons age 62 and over are eligible for this account that features no monthly service charge and no minimum balance requirement.
When you open a personal checking account with payroll direct deposit and you sign up for E-Statements, there is no minimum balance requirement and the account is free of monthly service charge. All other fees do apply, including but not limited to Overdraft/NSF and/or Return Items.
Additional Fees
- Checks Paid Against Non-sufficient Funds*: $32.00 per item
- Checks Returned*: $32.00 per item
- Stop Payment - 6 months: $25.00
- Signature Watch - 1 month: $25.00
- Money Orders: $5.00
- Official Check: $5.00
- Certified Check: $5.00
- Incoming Collections: $10.00
- Copy Machine Copies: $0.25 each
- Account Research: $20.00/hour (No Prorating)
- Research Photocopies: $1.00
- Check Cashing for Non-customers $10.00
- Outgoing and Incoming wire transfers - Domestic: $25.00/$15.00
- Outgoing and Incoming wire transfers - Foreign: $50.00
- Copy of current statement: $3.00
- Copy of current statement (faxed/mailed): $4.00
- Garnishment/Levy Processing: $75.00
- Credit Card Advance: $5.00
*This fee applies to overdrafts created by check, in person withdrawal or other electronic means as applicable.
